Jefferson County, Alabama
Small Business Resources

We understand the concern and uncertainty business owners may be experiencing surrounding the coronavirus (COVID-19) and are committed to connecting businesses with resources as the situation evolves.


Birmingham Business Relief Fund


The Birmingham Business Alliance is a partner in the creation of a new Birmingham Business Relief Fund, administered by the Community Foundation of Greater Birmingham to aid businesses damaged in downtown Sunday night.

Business Interruption Insurance Help – for looting damage


The Birmingham Bar Association has assembled a team of volunteer attorneys to review Business Interruption Insurance policies for businesses that experienced damage on Sunday night.

Paycheck Protection Program


The Paycheck Protection Program (PPP) is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities. The Paycheck Protection Program will be available through June 30, 2020.

SBA Economic Injury Disaster Loan Program


For longer term low-interest financing, the U.S. Small Business Administration (SBA) is accepting applications for disaster loans from small businesses, small agricultural cooperatives, small businesses engaged in aquaculture, and most private nonprofit organizations. SBA Economic Injury Disaster Loans offer up to $2 million in economic assistance to help small businesses overcome the temporary loss of revenue resulting from the disaster. These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. Interest rates offered are as low as 3.75% for businesses without credit available elsewhere; businesses with credit available elsewhere are not eligible. The interest rate for non-profits is 2.75. Repayment terms are up to 30 years, and businesses only pay interest on the amount they borrow.

To apply, visit https://disasterloan.sba.gov/ela/. For additional information, contact the SBA Disaster Assistance Customer Service Center. Call 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail disastercustomerservice@sba.gov.

Safer at Home Executive Order


Governor Kay Ivey issued a new “Safer at Home” order on April 28 that went into effect on April 30 and replaced her previous order.